Credit Card Interest Rates and Charges - Citibank Malaysia

Credit Card for Travel?

After some help from this sub a couple of years back, I equipped myself with a 28 Degrees credit card and a Citibank card for ATM withdrawls. This worked fine at the time.
However, I am reading mixed reviews/opinions about some changes to 28D in that it now has fairly high fees.
Was hoping to get some recommendations on what cards you use to travel abroad with, with the focus on no/low fees.
submitted by jakc13 to AusFinance [link] [comments]

Where do you guys go for Currency Exchange

jw where you guys go for currency exchange and stuff. im going to vietnam for 2 weeks and then to bali, usually id just bring AUD to bali but i dont want to walk around nam for a fortnight with a wad of AU cash lying in a hostel. XE is giving me 1AU = 16,694 VND and 9,851 RPH but Travelex (no commission) is only giving me 13,000 Dong and 8,000 RPH
EDIT** i already have a travel card and just withdraw AU / exhcnage when im over there, i just want like 60$ of each currency of every country im going to so i can get in a cab and buy tacos when i land
submitted by I_FAP_TO_ANIME_BOYS to perth [link] [comments]

American expat with bank accounts in three different countries, moving back to China, want to make smart financial decisions.

Hey Reddit.... Got a curve ball for ya folks.
The Background:
So I'm a recent grad (Designer) from the US and I've been much been working abroad since my graduation in 2014. Spent time in Shanghai doing an internship and have worked the last seven months in Singapore.
I've been trying to be relatively money conscious... I was barely sustainable in Shanghai (making terrible pay, did homestay to avoid paying rent), and I've been able to save 50% of my Singapore salary for the last 6/7 months.
Next month I am moving back to China (full time job, Shenzhen, 3 year contract) and I have a couple of questions. Regarding my international accounts.
I have:
$1,000 USD in a Citibank account in the US.
$10,000 SGD in an account in Singapore.
$0 RMB in an account in China.
In China will be making roughly $3,500 dollars per month (in RMB of course).
The Questions:
I'm trying to decide if I need to convert my Singapore dollars into American dollars for easy access. Or should I leave the money in the Singapore acct? Should I keep all the money saved in China in my Chinese acct? Or should I slowly start converting the RMB to USD over time to deposit in my American acct? (btw I have little knowledge of how to play the Forex market so even some basic advice on buy and sell rates would be super helpful).
How should I manage my assets, especially with all the fluctuating currencies? I also obviously don't have a 401k or anything in China, so I also need to consider my savings for the future.
(Also I need a credit card. Ugh. Preferably from US for emergencies?)
Obligatory Appreciation:
Thanks people... It's a bit overwhelming for me since I've never had to manage my finances independently before. Plus the stress of country jumping all the time and taxes (just shoot me lol).
Any help/advice/encouragement is super welcome. Naysayers need not reply. Thanks!
submitted by agent_mulderX to personalfinance [link] [comments]

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2019 Best Citibank Credit Cards - Citi Cards Review - YouTube

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